ED: May The Games of Architect Intelligence (AI) be with you & Mother Earth's 8 billion beings & 1BnG & HAI .. breaking sept 2023 one of my fav 5 hours spent at university!!
.chris.macrae@yahoo.co.uk RIGHT OLD MESS
EE: Back in dad's teenage diary as navigator Allied Bomber Command Burma, a day headed ROM meant a friend's flight went missing. In 2023 ROM is politest term we can use for failure to help youth celebrate 73 years of research with von neumann on only good tech can save our species, and 36 years of world class brands architecture research round biggest decison makers started 1988 when dad restored from The Economist: on how bad media can destroy millennials futures. From the last articles we influenced in The Economist Trust has been the exponentially missing metric. Thanks to a chat with Von Neumann's daughter (who's advances for humanity would her dad have trusted most 2025-1950? EconomistDiary.com is launching a game Architect of Intelligence. Dare you play the most urgent cooperation game in sustainability goals hi-tech-trust-touch world?
ED dedication : To Architects Fazle Abed & Steve Jobs -who convened silicon valley's 65 birthday to Abed in 2001 giving 7 years of design foresight to why mobile digital network not seen in his 1984 launch of PC networking
INDUSTRIAL REV 260th GAMES-cards of sdg-gen
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Uni2 :FFL*JOBS*DHgoog
Guterres*JYK*JFK
welcome to AIsdgs.com where media designers help take down fake media wherever its wasting 8 billion peoples time

you may want to join economist dairy in 1951 when The Economist sub-ed  NM was seconded to NYPeinceton for year to listen to John Von Neumann design the number 1 journalism-for-humans quiz, Architecture of Intelligence (AI): it was agreed the most valuable scoop earthlings may e-vision = what goods can humans unite wherever celebrating early access to 100 times more tech per decade? - eg a billion times more 2015=1955

or back from future of 80 years of 2025report: join bard-solar express route 1843 to 2023-4-5: 1843 EconomistDiary.com under 30 queen victoria accepts Economist founder James Wilson help to start mapping commonwealth trading maps replacing britannia ruling all of asia waves round global market of englishmen's tea ; in 1859 victoria charters bank for Wilson to go design financial service for quarter of humans on india's subcontinent; after year 1 celebrations by most of the peopels, james dies of diarhea; it takes 112 years before former shell oil ceo educational intelligence empowers womens lesson plans round oral rehydration, 10 community business of goal 2 2 food, goal 3 health and 90% of the peoples trust in a regional bank for female generations to build nation

SDG 5  4  3   2  1  0 welcome to Asia and the top 5 sdgoals 50 years search scaling the most exciting collaborations women-led communities empower
ED soon after 2010 death of Von Neumann's first journalist of Architect Intelligence The Japan Ambassador to bangladesh hosted 2 brainstorming sessions- since 2001 Steve Jobs and Fazle Abed had united their support of net generations futures : would a moon of the top 30 cooperations visioned by 1billiongirls help bridge human intel until Steve Jobs gift of a university in phone (iphone 2007) might renew interest in man made engines blending human intelligence ... EconomistLearning.com from 2009 stanford's fei-fei li began the new entrereneurial revolution of pretraining computer visiosn (in about 10 different ways from science games deepmind, to 1000language games LLM , to object recognition of autonomous cars are ever needed, to nlp to literature veviews in real time of very covid publication to 2019 stanford hai inviting every human discipline grads spend time on to HAI ,,,,as pretraining of humans rose to 2015 hopes were that high that it was time to declare 17 cooperation dev goals and roadmapping of UN2 comprised of dynamic subystems of above zero-sum human networking. Bangladesh as deepest place branding of SDG5 celebrates being 52 years young in 2023 the 265th year of smithian moral sentiments at Abed's Alma mater Glasgow Universiity. Supporting hi-tech hi-trust Asian place winners include: singapore 2023; hong kong (22.1 Place winners 22.22022 ... Thailand2021 ..) . Abed was not just a world class civil engineer; he dedicated half a century until his death in December 2019 as servant leader. Aligned by HG Wells bon mots: civilisation is a race between education and catastrophe, Abed Bhai preferred to be seen as host of microeducationsummit not financiers summits: his gravitation purpose of 30 women empowered cooperations that of united refugees, villagers and civil societies in ENDING POVERTY. Fortunately for the worlds poorest new nation Bangaldesh 1971- Abed had networks like no other community leader. HIs friends' coop roadmapping reached out to intel vitalised by at least a billion village mothers in tropical inland asia where, a third of infants were dying of diarrhea before Abed's person to person networking became the best news ever chatted. Fro mid 1950s studies in Glasgow he spent nearly 13 years growing to be Royal Dutch Shell Oil Company's regional CEO. So his lifetime searches uniquely capitalised on what UK and Dutch Royal Societies (soon Japan Royals too) knew how to help end the poverty their colonial era had up to 1945 trapped the majority of humans world trade in. Simply put most Asian coastal belts link national borders defined by what these < a href="http://www.kc3.dev">3 kingdoms designed in to trading barriers over nearly half millennium. And which had made the English language that of world class engineering (digital age as well as pre-digital) So by 1970s these nations royal societies (including londons arts green-geographical, medicinie, science, architects ...) were happy that a grounded movement could link them into what they didnt fully know culturally or consciously. From 1970 on Abed linked in global village mapping like no one else - through these relationships and by designing business microfrachises not charity wherever possible for village women to own. To study with abed alumni is to join in the world's most cooperative empowering women movements for good as well as of childrens development.

Sunday, October 30, 2011

learnings on microcredit

for better or worse those who claim to operate microcredit talk about at least 6 different sorts of services


.
Loans Only

Loans & Savings..Other services critical to life and community
Community Banking only135
Community Bank, Market, Knowledge Hub
246

There are then at least 20 regional crises that those using microcredit are aiming to resolve first

Strategically microcredit can also choose to partner at least 6 other types of community sustaining sectors : energy including water food, education, media, health, technology, gov and professions

The Bangladeshi models of microcredit - led by Grameen and BRAC - proved that a complete set of services 4&6 are optimal economically ; however in Europe , laws typically forbid most organisational founders from providing savings services (unless they are affiliated to a bank for the rich which would rather defeat the point). It is the case that all three of banks, marketplaces, and knowledge hubs have a tendency for the richer to edge out the priorities of the poorer unless the organisation is anchored round the poorest .

Like the 200 delegates to the EU's summit on microcredit 2 Dec 2011, we recommend the first model anyone benchmarks serving microcredit in Western Europe is the french network . It is probably best classified as a type 2 service - loans are its main finacials service, but very one of its branches hubs knowhow geared to helping "unemployed" to become income generating. Over the years, many of the bankers at BNP Paribas have volunteered to help adie-type networks - in different countries you might look at PerMicro in Italy, MicroStart in Belgium and look also round members of the European Microfinance Network

In Eastern Europe, look round Microfinace Centre for Central and Eastern Europe. Note Poland has seized the opportunity of its 6 months chair of the EU to celebrate its successes with microcredit - which largely have helped farmers and other get capital (for almost the first time). In the old communist system income was guaranteed, what to spend it on wasn't, and most people didnt ever look for capital. So hi-trust loans in Eastern Europe are in themselves an entrepreneurial revolution! This experience is leading each next chair that wants to liberate its people to work out what types of microcredit their region can most progress - watch out for Denmark's commitment to social business expressed at the social business summit in Brussels on 18 Nov 2011 - see relevant video. At Brussels specialist microcreditsummit two weeks later a representative from the Swedish www.mikrofinancering.se confirmed that Nordica was indeed preparing to mobilise its knowledge sharing with the EU celebrations of hi-trust microcredit.

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Back to the numbers of different types of microcredit

all in all that is 6*20*6=720 different types of social solutions that microcredit networkers may be linkiing into - good news if you agree with The Economist's Unacknowledged Giant that 30000 solutions will be needed http://www.normanmacrae.com/netfuture.html for microeconomics to regain trust, youth job creation and sustainability of every community- bad news if you believe in standards or seals of excellence. Segmentation 720 ways just not permit such command and control behavioural traits

Various Notes- unlike Europe's legal sclerosis at national levels , some countries have actually passed laws to give full banking service microcredit a chance- Brazil and Tunisia being interesting cases, with Kenya being a mainly positive case.

Digital cash can make much of the transaction costs of banking between 10 and 100 times less- so far only Mpesa in kenya and recently Bkash in bangladesh are testing this to benefit low income or poorest.

Virtual appeals for peer to peer loans are interesting -KIVA US, Babyloan Europe - though amazingly most developed nations have laws that blocking funding of their own youth's microentrepreneurs through such models